52 / Seller
Cash App Fee & Instant Transfer Calculator
Use Cash App's current variable instant-transfer range, compare free and paid transaction types, and reverse the math for an exact bank deposit.
01 / Official range
Show uncertainty honestly
Cash App discloses a range, a variable minimum, and a $75 maximum. The app shows the exact fee before confirmation.
This range is more reliable than calculators that silently assume every account pays 1.5%.
01 / Your account
Enter the rate Cash App shows you
Current business terms say fees are disclosed during account creation or use; they do not promise one universal public percentage.
02 / Fee check
Compare cost and bank deposit
The receipt shows a range only when the selected fee is variable. Exact transaction types collapse to one number.
Independent estimate. Cash App can disclose an account-specific fee at confirmation. Standard transfers take 1–3 business days and are free. ATM operators may add their own charge.
Field note
Calculate Cash App fees without inventing one universal rate
Cash App's current U.S. terms list instant transfers at 0.5%–2.5%, with a minimum that can range from $0.25 to $1 and a $75 maximum. This calculator shows best and worst cases, then reverses both boundaries when you need an exact amount to land in your bank.
Standard bank transfers are free. Sending from a credit card and foreign Cash App Card transactions use 3%; Cash App's own ATM charge is $2.50 and a paper money deposit is $1. Business fees are account-specific, so the business mode asks for the rate shown in your account.
Rates were checked against Cash App's U.S. Terms and Cash for Business Payment Terms. Always confirm the final fee inside Cash App before moving money.